Country $C$ has $10{,}000$ identical farmers with cost $C(q_i)=0.5q_i^{2}+4q_i+100$, aggregate demand $Q=-10{,}000p+400{,}000$. Current price support $p=30$; government buys all unsold output at $30$. The government proposes removing the support and giving each farmer an equal share of the saved expenditure as a lump-sum transfer. Each farmer must, however, pay $300$ to open a bank account to receive the transfer. By how much does a farmer gain (or lose)?